Blog

Creating an investment plan from the ground up is one of the smartest financial decisions Canadians can make. Whether you’re looking to grow wealth, save for retirement, or reach specific goals, a well-structured plan helps you invest with purpose and confidence. 1. Define Your Financial GoalsStart by identifying what you’re investing for: a home down […]

Both the TFSA and RRSP are powerful tools for Canadians, but they serve different purposes. In 2025, understanding how to use each to your advantage can maximise tax efficiency and support your financial goals. TFSA (Tax-Free Savings Account) Best for: RRSP (Registered Retirement Savings Plan) Best for: 2025 Strategy Tip:Maximise your RRSP if you’re in […]

Choosing an investment platform in Canada is more than picking the cheapest option. It should be secure, transparent, and aligned with your goals. Here are the biggest red flags to watch out for: 1. High or Hidden FeesWatch for excessive management fees, trading commissions, or inactivity fees. Even a 1% annual fee can significantly reduce […]

Interest rates, set by the Bank of Canada, influence nearly every financial decision—especially investing. Whether you’re in stocks, bonds, or property, understanding how rate trends affect your portfolio is key. Impact on Different Investments: Investor Takeaways: Interest rates are a key driver of market behaviour. Adapting your strategy accordingly will help preserve returns and manage […]

Eco-investing, or sustainable investing, allows Canadians to grow their wealth while supporting environmental and ethical goals. As climate awareness and ESG standards rise, more investors are looking to align values with financial returns. What Is Eco-Investing?It focuses on companies or funds that prioritise clean energy, carbon reduction, ethical governance, and social responsibility. This often involves […]